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Most coverage tells you what happened. Fintech Takes is the free newsletter that tells you why it matters. Each week, I break down the trends, deals, and regulatory shifts shaping the industry — minus the spin. Clear analysis, smart context, and a little humor so you actually enjoy reading it.

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Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!

1. Stock Performance 📈

DIA: $463.48 ↑ 0.13%
NASDAQ Composite Index: 22,573.47 ↓ 0.95%
S&P 500 (SPY): $663.38 ↑ 0.03%
AMZN: $222.29 ↑ 1.58%
AAPL: $252.19 ↓ 0.88%

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It’s like having that teammate who always had the aux cord… now in your inbox.

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2. Crypto Check-In 🪙

BTC: $112,994.00 ↑ 0.66%
ETH: $4,150.15 ↓ 0.14%
SOL: $222.18 ↓ 7.27%
LTC: $107.15 ↑ 1.10%

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3. Motivation Of The Day 💭

“Success is not final, failure is not fatal: it is the courage to continue that counts.”
— Winston Churchill

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4. Term Of The Day 📚

Futures Curve

📖Definition: The graphical representation showing the prices of futures contracts for the same asset across different expiration dates


📊Why it matters: It shows market expectations about future prices, and reveals whether futures are in contango (upward sloping) or backwardation (downward sloping). Traders and hedgers use it to infer sentiment and arbitrage opportunities


💡Example: If oil futures for later months are priced higher than nearer months, the curve is in contango; a trader might sell the distant futures and buy nearer ones if they expect the curve to flatten

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5. Song Of The Day 🎧

🎧Song: “Die For You” by The Weeknd
Genre: Pop / R&B
Why it hits: Its lush production, emotive delivery, and balance of energy with intimacy make it a perfect backdrop for deep focus or reflection.

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The Starting 5 Team

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