If you work in fintech or finance, you already have too many tabs open and not enough time.
Fintech Takes is the free newsletter senior leaders actually read. Each week, we break down the trends, deals, and regulatory moves shaping the industry — and explain why they matter — in plain English.
No filler, no PR spin, and no “insights” you already saw on LinkedIn eight times this week. Just clear analysis and the occasional bad joke to make it go down easier.
Get context you can actually use. Subscribe free and see what’s coming before everyone else.
Readers,
Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!
1. Stock Performance 📈
DIA: $461.20 ↑ 0.52%
NASDAQ Composite Index: 22,228.78 ↓ 0.47%
S&P 500 (SPY): $659.30 ↓ 0.11%
AMZN: $229.86 ↓ 1.76%
AAPL: $238.10 ↑ 0.61%
SPONSORED

Introducing The Warm-Up — the once-a-week newsletter breaking down the music behind the world’s top athletes.
Founded by two former Division I athletes, we’re not here to clutter your inbox — just one email a week with the pre-game playlists, locker room anthems, and go-to tracks that fuel champions and teams. Song-by-song, we show you what today’s top performers are listening to before they dominate.
It’s like having that teammate who always had the aux cord… now in your inbox.
Subscribe NOW — and level up your playlist.
2. Crypto Check-In 🪙
BTC: $116,538.00 ↑ 0.85%
ETH: $4,505.62 ↓ 0.17%
SOL: $234.54 ↓ 0.32%
LTC: $114.25 ↓ 0.22%
3. Motivation Of The Day 💭
“Believe in yourself. You are braver than you think, more talented than you know, and capable of more than you imagine.”
— Roy T. Bennett
EARN FREE CONTENT 🎁
You can get FREE stuff by referring family and friends to our newsletter 👇
5 Referrals - 1 Month Access To The Backup 5 (Premium Section of our Newsletter)
{{rp_personalized_text}}
4. Term Of The Day 📚
Amortization
📖Definition: The process of gradually paying off a debt over time through regular payments, which cover both principal and interest
📊Why it matters: Knowing how amortization works helps in understanding how much of your payment is going toward interest vs. principal, and how long it takes to pay off loans like mortgages or car loans
💡Example: If you take out a 30-year mortgage, your monthly payments include some portion applied to the loan principal and some to interest; over time, more of each payment will go toward principal as the interest portion decreases.
5. Song Of The Day 🎧
🎧Song: “The Dead Dance” by Lady Gaga
Genre: Pop
Why it hits: A synth-pop and disco-influenced track that shifts from romantic pain toward resilience and dance leads, producing that cathartic mix of melancholy and empowerment.
HR is lonely. It doesn’t have to be.
The best HR advice comes from those in the trenches. That’s what this is: real-world HR insights delivered in a newsletter from Hebba Youssef, a Chief People Officer who’s been there. Practical, real strategies with a dash of humor. Because HR shouldn’t be thankless—and you shouldn’t be alone in it.

Introducing The Backup 5
5 New Additional Sections of information for Premium Subscribers!
1. Understanding the stock market - 1 to 2 facts a day that will help you understand how stocks works, about the stock market, or about certain stocks
2. Understanding Crypto - 1 to 2 facts a day that will help me understand how crypto works, about the crypto market, or about certain coins
3. Personal Finance Tips - 1 tip a day to help with your personal finance needs
4. AI Facts & News - 2 AI facts or AI news that you would like to see and enjoy
5. 1 Side Hustle - 1 side hustle a day that you can start today with details on how to do it
Subscribe for only $3 a month!
💲 Thanks for starting your day with The Starting 5
👉 Know someone who needs this? Click HERE to refer them!
🔁 Missed yesterday? Catch up HERE!
📥 Want more? Hit reply and tell us what you want added!
Thanks For Reading,
The Starting 5 Team
Subscribe to The Backup 5 to read the rest.
Become a paying subscriber of The Backup 5 to get access to this post and other subscriber-only content.
Upgrade