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Readers,

Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!

1. Stock Performance 📈

DIA: $443.57 ↓ 0.65%
NASDAQ Composite Index: 20,562.90 ↓ 0.33%
S&P 500 (SPY): $623.62 ↓ 0.35%
AMZN: $225.02 ↑ 1.24%
AAPL: $211.16 ↓ 0.64%

Introducing The Warm-Up — the once-a-week newsletter breaking down the music behind the world’s top athletes.

Founded by two former Division I athletes, we’re not here to clutter your inbox — just one email a week with the pre-game playlists, locker room anthems, and go-to tracks that fuel champions and teams. Song-by-song, we show you what today’s top performers are listening to before they dominate.

It’s like having that teammate who always had the aux cord… now in your inbox.

Subscribe NOW — and level up your playlist.

2. Crypto Check-In 🪙

BTC: $115,254.16 ↑ 0.64%
ETH: $4,548.70 ↑ 2.91%
SOL: $238.91 ↑ 5.65%
LTC: $116.85 ↑ 2.16%

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3. Motivation Of The Day 💭

“Only those who will risk going too far can possibly find out how far one can go.”
— T.S. Eliot

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4. Term Of The Day 📚

Trade Credit

📖Definition: A business-to-business agreement allowing buyers to purchase goods or services now and pay the seller at a later date—commonly 30, 60, or 90 days

📊Why it matters: It improves cash flow for buyers (they can sell or use before paying), and helps suppliers increase sales by offering more flexible payment terms. But it also carries risk: delayed payments, defaults, and impacts on liquidity.

💡Example: A retailer orders $10,000 worth of inventory from a supplier, with payment due in 60 days. The retailer sells portions in that time, using proceeds to pay the supplier—while keeping operations running without out-of-pocket up front cash.

5. Song Of The Day 🎧

🎧Song: “Ordinary” by Alex Warren
Genre: Pop
Why it hits: This ballad has dominated the summer charts for weeks with its emotional vulnerability—leaning into simplicity and emotional honesty, it delivers a sense of connection and comfort during uncertain times.

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3. Personal Finance Tips - 1 tip a day to help with your personal finance needs

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The Starting 5 Team