Readers,

Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!

1. Stock Performance 📈

SPDR S&P 500 ETF Trust (SPY): $623.42 ▼ –0.31%
Invesco QQQ Trust Series 1 (QQQ): $553.77 ▼ –0.44%
SPDR Dow Jones Industrial Average ETF (DIA): $447.02 ▼ –0.24%

Introducing The Warm-Up — the once-a-week newsletter breaking down the music behind the world’s top athletes.

Founded by two former Division I athletes, we’re not here to clutter your inbox — just one email a week with the pre-game playlists, locker room anthems, and go-to tracks that fuel champions and teams. Song-by-song, we show you what today’s top performers are listening to before they dominate.

It’s like having that teammate who always had the aux cord… now in your inbox.

Subscribe NOW — and level up your playlist.

2. Crypto Check-In 🪙

Bitcoin (BTC): $109,200 ▲ +0.9%
Ethereum (ETH): $2,571 ▲ +2.2%
Solana (SOL): $151 ▲ –2.6%

Not Subscribed?

3. Motivation Of The Day 💭

“The harder the conflict, the more glorious the triumph.”
— Thomas Paine

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5 Referrals - 1 Month Access To The Backup 5 (Premium Section of our Newsletter)

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4. Term Of The Day 📚

Liquidity Trap

📖Definition: A liquidity trap occurs when interest rates are low and savings rates are high, but consumers and businesses still avoid borrowing or spending—making monetary policy less effective

📊Why it matters: In a liquidity trap, central banks like the Fed can’t stimulate the economy with rate cuts alone. This often leads to calls for fiscal stimulus or unconventional monetary policy

💡Example: The U.S. faced a liquidity trap after the 2008 financial crisis—despite near-zero interest rates, lending and spending remained sluggish for years

5. Song Of The Day 🎧

🎧 Song of the Day Track: “Blue Check” – Isaiah Rashad ft. JID
Why it hits: This surprise collab dropped July 6 and pairs Rashad’s laid-back Southern flow with JID’s technical finesse. With jazzy beats and sharp lyricism, it's a must-add to your grind playlist this week

5 New Additional Sections of information for Premium Subscribers!

1. Understanding the stock market - 1 to 2 facts to help understand certain stocks or the stock market itself

2. Understanding Crypto - 1 to 2 facts to help understand certain crypto coins or the crypto market itself

3. Personal Finance Tips - 1 tip a day to help with personal finance

4. AI News - 1 blurt of AI updates

5. Stock and Crypto Watch - 2 stocks and 2 coins to watch

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Thanks For Reading,

The Starting 5 Team