Readers,

Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!

1. Stock Performance 📈

DIA: $446.13 ↑  0.58%
NASDAQ Composite Index: 20,774.55 ↑  0.49%
S&P 500 (SPY): $628.20 ↑  0.73%
AMZN: $228.31 ↑  1.46%
AAPL: $209.78 ↓  0.21%

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Introducing The Warm-Up — the once-a-week newsletter breaking down the music behind the world’s top athletes.

Founded by two former Division I athletes, we’re not here to clutter your inbox — just one email a week with the pre-game playlists, locker room anthems, and go-to tracks that fuel champions and teams. Song-by-song, we show you what today’s top performers are listening to before they dominate.

It’s like having that teammate who always had the aux cord… now in your inbox.

Subscribe NOW — and level up your playlist.

2. Crypto Check-In 🪙

BTC: $118,725.00 ↑  1.05%
ETH: $2,911.12 ↓  0.51%
SOL: $160.54 ↓  0.73%
LTC: $96.87 ↑  0.98%

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3. Motivation Of The Day 💭

“Success is not final, failure is not fatal: It is the courage to continue that counts.”
— Winston Churchill

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4. Term Of The Day 📚

Discounted Cash Flow (DCF)

📖Definition: A valuation method used to estimate the value of an investment based on its expected future cash flows, adjusted for time value of money


📊Why it matters: DCF helps investors assess whether a stock or project is worth investing in by focusing on future performance, not just current metrics


💡Example: If a company is expected to generate $10,000 annually for 5 years and your discount rate is 8%, DCF will show the present value of those future cash flows to guide investment decisions

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5. Song Of The Day 🎧

🎧Song: “Take My Name” by Parmalee
Genre: Country
Why it hits: A heartfelt, catchy country ballad blending classic lyrics with a polished modern sound—great for unwinding or cruising with the windows down

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3. Personal Finance Tips - 1 tip a day to help with your personal finance needs

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The Starting 5 Team

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