Readers,

Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!

1. Stock Performance 📈

DIA: $441.32 ↓  0.51%
NASDAQ Composite Index: 20,478.61 ↓  0.41%
S&P 500 (SPY): $621.04 ↓  0.42%
AMZN: $227.14 ↑  0.94%
AAPL: $209.73 ↓  0.68%

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Introducing The Warm-Up — the once-a-week newsletter breaking down the music behind the world’s top athletes.

Founded by two former Division I athletes, we’re not here to clutter your inbox — just one email a week with the pre-game playlists, locker room anthems, and go-to tracks that fuel champions and teams. Song-by-song, we show you what today’s top performers are listening to before they dominate.

It’s like having that teammate who always had the aux cord… now in your inbox.

Subscribe NOW — and level up your playlist.

2. Crypto Check-In 🪙

BTC: $118,025.70 ↑  0.45%
ETH: $2,921.11 ↓  0.76%
SOL: $161.35 ↓  0.29%
LTC: $97.03 ↑  0.71%

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3. Motivation Of The Day 💭

“Success doesn’t come from what you do occasionally, it comes from what you do consistently.”
— Marie Forleo

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4. Term Of The Day 📚

Negative Convexity

📖Definition: A feature of certain bonds where the duration decreases as interest rates fall, making them less attractive


📊Why it matters: Investors in mortgage-backed securities and callable bonds need to account for negative convexity to avoid underestimated interest rate risk


💡Example: A mortgage bond may be paid off early if rates drop, reducing investor returns due to negative convexity

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5. Song Of The Day 🎧

🎧Song: “Back to Life” by Rascal Flatts
Genre: Country
Why it hits: Smooth vocals with heartfelt lyrics—great for reflecting on life’s moments while keeping things easy and uplifting.

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3. Personal Finance Tips - 1 tip a day to help with your personal finance needs

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The Starting 5 Team

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