Readers,

Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!

1. Stock Performance 📈

SPDR S&P 500 ETF Trust (SPY): $614.91 ▲ +0.50%
Invesco QQQ Trust Series 1 (QQQ): $548.09 ▲ +0.36%
SPDR Dow Jones Industrial Average ETF (DIA): $438.00 ▲ +0.93%

Introducing The Warm-Up — the once-a-week newsletter breaking down the music behind the world’s top athletes.

Founded by two former Division I athletes, we’re not here to clutter your inbox — just one email a week with the pre-game playlists, locker room anthems, and go-to tracks that fuel champions and teams. Song-by-song, we show you what today’s top performers are listening to before they dominate.

It’s like having that teammate who always had the aux cord… now in your inbox.

Subscribe NOW — and level up your playlist.

2. Crypto Check-In 🪙

Bitcoin (BTC): $107,748 ▼ –0.33%
Ethereum (ETH): $2,468.74 ▲ +0.70%

Not Subscribed?

3. Motivation Of The Day 💭

“What you do today can improve all your tomorrows.”
— Ralph Marston

4. Term Of The Day 📚

Duration

📖Definition: Duration measures how long, on average, it takes to receive the cash flows (interest and principal) from a bond. Expressed in years, it also represents a bond’s price sensitivity to interest-rate changes.

📊Why it matters: The higher the duration, the more a bond's price will fall when interest rates rise — and vice versa. It’s a key metric for managing interest-rate risk in fixed-income investing.

💡Example: A bond with a duration of 7 years will see its price drop roughly 7% if interest rates rise by 1%. Investors use this to balance bond and portfolio volatility.

5. Song Of The Day 🎧

🎧 Song of the Day Track: “Echoes in the Sun” – Orion Wells
Why it hits: Debuted June 28, this ambient-electronic gem fuses warm synths with haunting vocals—perfect for closing the month with focus and calm.

5 New Additional Sections of information for Premium Subscribers!

1. Understanding the stock market - 1 to 2 facts to help understand certain stocks or the stock market itself

2. Understanding Crypto - 1 to 2 facts to help understand certain crypto coins or the crypto market itself

3. Personal Finance Tips - 1 tip a day to help with personal finance

4. AI News - 1 blurt of AI updates

5. Stock and Crypto Watch - 2 stocks and 2 coins to watch

Subscribe for only $3 a month!

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Thanks For Reading,

The Starting 5 Team