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Readers,
Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!
1. Stock Performance 📈
DIA: $479.90 ↑ 0.17%
NASDAQ Composite Index: 23,505.14 ↑ 0.22%
S&P 500 (SPY): $685.53 ↑ 0.17%
AMZN: $229.36 ↑ 0.11%
AAPL: $278.89 ↓ 0.64%
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Introducing The Warm-Up — the once-a-week newsletter breaking down the music behind the world’s top athletes.
Founded by two former Division I athletes, we’re not here to clutter your inbox — just one email a week with the pre-game playlists, locker room anthems, and go-to tracks that fuel champions and teams. Song-by-song, we show you what today’s top performers are listening to before they dominate.
It’s like having that teammate who always had the aux cord… now in your inbox.
Subscribe NOW — and level up your playlist.
2. Crypto Check-In 🪙
BTC: $88,507.00 ↓ 4.45%
ETH: $3,014.29 ↓ 5.24%
SOL: $132.03 ↓ 7.52%
LTC: $80.25 ↓ 4.58%
3. Motivation Of The Day 💭
“Success usually comes to those who are too busy to be looking for it.”
— Henry David Thoreau
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4. Term Of The Day 📚
Working Capital
📖Definition: The difference between a company’s current assets (cash, inventory, receivables) and its current liabilities (bills and debts due within a year). It shows how much short-term financial “cushion” a business has to run its day-to-day operations
📊Why it matters: Strong positive working capital means a company can comfortably pay its bills, handle surprises, and keep operating without scrambling for cash. Weak or negative working capital can signal liquidity stress—even if the company looks profitable on paper
💡Example: A small manufacturer has $400,000 in current assets (cash, inventory, invoices owed) and $250,000 in current liabilities (supplier bills, short-term loans). Its working capital is $150,000. That buffer helps it buy materials, pay employees, and manage delays in customer payments without constantly borrowing
How High-Net-Worth Families Invest Beyond the Balance Sheet
The 2025 High-Net-Worth Professional Services Report reveals what today’s wealthy families value most, what disappoints them, and where satisfaction truly comes from.
Learn why emotional well-being often outranks financial optimization.
See which services families are most likely to change — and which they’ll never give up.
Understand generational differences shaping how the wealthy live, work, and parent.
See how you compare to your peers.
5. Song Of The Day 🎧
🎧Song: “Nonstop” by Drake
Genre: Rap
Why it hits: Minimal, bass-heavy production and a relentless flow that makes it perfect for getting locked in—whether you’re grinding at the gym, dialing into work, or lining up a new play for the week.
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3. Personal Finance Tips - 1 tip a day to help with your personal finance needs
4. AI Facts & News - 2 AI facts or AI news that you would like to see and enjoy
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Thanks For Reading,
The Starting 5 Team
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