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Readers,
Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!
1. Stock Performance 📈
DIA: $486.40 ↓ 0.13%
NASDAQ Composite Index: 23,646.64 ↑ 0.14%
S&P 500 (SPY): $690.13 ↓ 0.04%
AMZN: $232.24 ↓ 0.06%
AAPL: $274.55 ↑ 0.27%
Does your car insurance cover what really matters?
Not all car insurance is created equal. Minimum liability coverage may keep you legal on the road, but it often won’t be enough to cover the full cost of an accident. Without proper limits, you could be left paying thousands out of pocket. The right policy ensures you and your finances are protected. Check out Money’s car insurance tool to find the coverage you actually need.
2. Crypto Check-In 🪙
BTC: $86,966.00 ↓ 1.18%
ETH: $2,919.15 ↓ 0.94%
SOL: $121.18 ↓ 1.14%
LTC: $76.20 ↓ 0.55%
3. Motivation Of The Day 💭
“Small disciplines repeated with consistency every day lead to great achievements gained slowly over time.”
— John C. Maxwell
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4. Term Of The Day 📚
Rule of 40
📖Definition: A quick health check for growth companies: Revenue Growth % + Profit Margin % (often EBITDA or free cash flow margin)
📊Why it matters: It balances “grow fast” vs “be profitable.” A company can be attractive if it’s growing like crazy or highly profitable—Rule of 40 helps compare both in one number
💡Example: If a SaaS company is growing revenue 28% YoY and has a 14% EBITDA margin, its Rule of 40 score is 42 (28 + 14), which is generally considered strong
What investment is rudimentary for billionaires but ‘revolutionary’ for 70,571+ investors entering 2026?
Imagine this. You open your phone to an alert. It says, “you spent $236,000,000 more this month than you did last month.”
If you were the top bidder at Sotheby’s fall auctions, it could be reality.
Sounds crazy, right? But when the ultra-wealthy spend staggering amounts on blue-chip art, it’s not just for decoration.
The scarcity of these treasured artworks has helped drive their prices, in exceptional cases, to thin-air heights, without moving in lockstep with other asset classes.
The contemporary and post war segments have even outpaced the S&P 500 overall since 1995.*
Now, over 70,000 people have invested $1.2 billion+ across 500 iconic artworks featuring Banksy, Basquiat, Picasso, and more.
How? You don’t need Medici money to invest in multimillion dollar artworks with Masterworks.
Thousands of members have gotten annualized net returns like 14.6%, 17.6%, and 17.8% from 26 sales to date.
*Based on Masterworks data. Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd
5. Song Of The Day 🎧
🎧Song: “redrum” by 21 Savage
Genre: Rap
Why it hits: Dark, cinematic beat with a relentless bounce—instant lock-in energy when you need momentum
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The Starting 5 Team
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