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Readers,

Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!

1. Stock Performance 📈

DIA: $482.23 ↑ 0.36%
NASDAQ Composite Index: 23,233.24 ↑ 0.99%
S&P 500 (SPY): $679.44 ↑ 0.44%
AMZN: $226.65 ↓ 0.05%
AAPL: $271.58 ↓ 0.22%

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2. Crypto Check-In 🪙

BTC: $88,244.00 ↓ 0.58%
ETH: $2,968.81 ↓ 0.21%
SOL: $125.58 ↓ 1.93%
LTC: $76.53 ↓ 1.62%

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3. Motivation Of The Day 💭

“Success is the sum of small efforts, repeated day in and day out.”
— Robert Collier

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4. Term Of The Day 📚

Equity Risk Premium (ERP)

📖Definition: The extra return investors expect from stocks over a “risk-free” investment (often U.S. Treasury bonds).

📊Why it matters: It’s a core input in valuing businesses—when the ERP rises, stock valuations usually fall because investors demand more return for taking risk

💡Example: If long-term Treasuries yield 4% and investors expect stocks to return 9%, the equity risk premium is 5%

AI has changed how consumers shop, but people still drive decisions. Levanta’s research shows affiliate and creator content continues to influence conversions, plus it now shapes the product recommendations AI delivers. Affiliate marketing isn’t being replaced by AI, it’s being amplified.

Download the full report

5. Song Of The Day 🎧

🎧Song: “Tennessee Orange” by Megan Moroney
Genre: Country
Why it hits: Emotional, catchy, and insanely relatable—one of those songs that makes a normal drive feel like a movie scene.

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3. Personal Finance Tips - 1 tip a day to help with your personal finance needs

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Thanks For Reading,

The Starting 5 Team