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Readers,

Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!

1. Stock Performance 📈

DIA: $485.52 ↓ 0.48%
NASDAQ Composite Index: 23,113.27 ↓ 2.04%
S&P 500 (SPY): $681.26 ↓ 1.15%
AMZN: $226.05 ↓ 1.84%
AAPL: $277.62 ↓ 0.15%

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• Daily insights on sharp money movement
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• Early signals before the lines shift

No hype. No noise. Just information that helps you make smarter bets.

Your first edition arrives tomorrow morning.
Until then, keep an eye on the wire.

— The SharpWire Team

2. Crypto Check-In 🪙

BTC: $89,561.00 ↓ 0.49%
ETH: $3,051.86 ↓ 4.31%
SOL: $132.00 ↑ 0.44%
LTC: $80.77 ↓ 0.48%

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3. Motivation Of The Day 💭

“Discipline is the bridge between goals and accomplishment.”
— Jim Rohn

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4. Term Of The Day 📚

Interest Coverage Ratio

📖Definition: A measure of how easily a company can pay the interest on its debt, usually calculated as EBIT ÷ Interest Expense. It shows how many times operating profit covers interest payments


📊Why it matters: Lenders and investors watch this to gauge financial risk. A low ratio means the company could struggle if profits dip or rates rise; a higher ratio suggests more breathing room and a stronger ability to handle debt.


💡Example: If a company has EBIT of $40M and annual interest expense of $10M, its interest coverage ratio is 4x. That means current operating profit covers interest four times over—generally comfortable, but if profits fell 50%, that cushion would shrink fast

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5. Song Of The Day 🎧

🎧Song: “Something in the Orange” by Zach Bryan
Genre: Country
Why it hits: Stripped-back, emotional storytelling that builds slowly—perfect for reflective drives, late-night thinking, or when you need a song that actually makes you feel something

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3. Personal Finance Tips - 1 tip a day to help with your personal finance needs

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The Starting 5 Team

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