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Readers,
Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!
1. Stock Performance 📈
DIA: $463.69 ↓ 0.16%
NASDAQ Composite Index: 22,872.01 ↑ 2.69%
S&P 500 (SPY): $664.96 ↓ 0.56%
AMZN: $224.28 ↓ 0.88%
AAPL: $278.78 ↑ 1.04%
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Introducing The Warm-Up — the once-a-week newsletter breaking down the music behind the world’s top athletes.
Founded by two former Division I athletes, we’re not here to clutter your inbox — just one email a week with the pre-game playlists, locker room anthems, and go-to tracks that fuel champions and teams. Song-by-song, we show you what today’s top performers are listening to before they dominate.
It’s like having that teammate who always had the aux cord… now in your inbox.
Subscribe NOW — and level up your playlist.
2. Crypto Check-In 🪙
BTC: $86,401.00 ↓ 0.00%
ETH: $2,870.35 ↑ 1.30%
SOL: $133.74 ↑ 2.18%
LTC: $83.67 ↑ 0.29%
3. Motivation Of The Day 💭
“Action is the foundational key to all success.”
— Pablo Picasso
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4. Term Of The Day 📚
Interest Coverage Ratio
📖Definition: A measure of how easily a company can pay interest on its outstanding debt, calculated as operating income (often EBIT) divided by interest expense
📊Why it matters: Lenders and investors use this ratio to gauge how risky a company’s debt is. A higher ratio means the business has plenty of earnings to cover its interest payments; a very low ratio signals stress and a higher chance of default
💡Example: If a manufacturing company has EBIT of $4 million and annual interest expense of $1 million, its interest coverage ratio is 4x. That means it earns four times what it needs to cover interest, giving lenders confidence the company can handle its debt even if profits dip.
13 Investment Errors You Should Avoid
Successful investing is often less about making the right moves and more about avoiding the wrong ones. With our guide, 13 Retirement Investment Blunders to Avoid, you can learn ways to steer clear of common errors to help get the most from your $1M+ portfolio—and enjoy the retirement you deserve.
5. Song Of The Day 🎧
🎧Song: “Something in the Orange” by Zach Bryan
Genre: Country
Why it hits: Raw vocals and stripped-back production that feel like a late-night drive home—perfect for when you’re in your feelings but still want a song that absolutely cuts through the noise
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Thanks For Reading,
The Starting 5 Team
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