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Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!
1. Stock Performance 📈
DIA: $466.40 ↑ 0.09%
NASDAQ Composite Index: 22,788.36 ↓ 0.67%
S&P 500 (SPY): $671.58 ↑ 0.37%
AMZN: $223.25 ↑ 0.66%
AAPL: $257.80 ↑ 0.52%
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2. Crypto Check-In 🪙
BTC: $122,461.00 ↓ 0.28%
ETH: $4,473.37 ↓ 3.25%
SOL: $221.97 ↓ 1.99%
LTC: $117.09 ↑ 0.14%
3. Motivation Of The Day 💭
“Do not wait to strike till the iron is hot; but make it hot by striking.”
— William Butler Yeats
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4. Term Of The Day 📚
Rollover Risk
📖Definition: The risk that occurs when debt, securities, or derivatives must be refinanced or rolled over, possibly under less favorable terms (e.g. higher rates)
📊Why it matters: If market conditions worsen or interest rates rise, entities may be forced to refinance at higher cost, reducing profitability or creating liquidity stress.
💡Example: A company has a bond maturing this year and plans to issue new debt to pay it off. If interest rates jump, the new issuance will come with higher rates, increasing the cost of borrowing
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5. Song Of The Day 🎧
🎧Song: “Take Me Home, Country Roads” by John Denver
Genre: Country
Why it hits: Its nostalgic imagery and singalong chorus make it timeless—comforting, familiar, and perfect for grounding your focus or recharging on a long drive
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Thanks For Reading,
The Starting 5 Team
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