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Readers,
Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!
1. Stock Performance 📈
DIA: $468.13 ↓ 0.23%
NASDAQ Composite Index: 22,803.29 ↓ 0.66%
S&P 500 (SPY): $669.48 ↓ 0.27%
AMZN: $218.10 ↓ 1.77%
AAPL: $259.69 ↓ 1.17%
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2. Crypto Check-In 🪙
BTC: $107,886.00 ↓ 4.73%
ETH: $3,804.27 ↓ 6.45%
SOL: $182.91 ↓ 6.03%
LTC: $92.38 ↓ 4.06%
3. Motivation Of The Day 💭
“Hard choices, easy life. Easy choices, hard life.”
— Jerzy Gregorek
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4. Term Of The Day 📚
Interest Coverage Ratio
📖Definition: A measure of how easily a company can pay interest on its outstanding debt, calculated as EBIT (or EBITDA) divided by interest expense.
📊Why it matters: Higher coverage means more cushion to handle downturns or rising rates; low coverage can signal credit risk and potential covenant pressure
💡Example: If a firm has EBIT of $150M and annual interest expense of $25M, its interest coverage ratio is 6×—generally comfortable for lenders and investors
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5. Song Of The Day 🎧
🎧Song: “Houdini” by Dua Lipa
Genre: Pop
Why it hits: A punchy bassline and addictive hook that flips your focus switch—instant energy for the workday
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Thanks For Reading,
The Starting 5 Team
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