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Welcome to The Starting 5 Newsletter! The 30 Second Newsletter with stocks, motivation, and tunes! Hope you enjoy!
1. Stock Performance 📈
DIA: $494.32 ↓ 0.14%
NASDAQ Composite Index: 23,711.98 ↑ 0.17%
S&P 500 (SPY): $694.21 ↑ 0.02%
AMZN: $247.48 ↑ 0.04%
AAPL: $260.24 ↑ 0.34%
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2. Crypto Check-In 🪙
BTC: $92,012.00 ↑ 1.12%
ETH: $3,129.93 ↓ 0.06%
SOL: $143.34 ↑ 1.91%
LTC: $77.21 ↓ 4.53%
3. Motivation Of The Day 💭
“Don’t wish it were easier. Wish you were better.”
— Jim Rohn
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4. Term Of The Day 📚
Interest Coverage Ratio
📖Definition: A measure of how easily a company can pay interest on its debt, typically EBIT (or EBITDA) ÷ Interest Expense
📊Why it matters: It’s a quick read on financial risk—lower coverage means the company has less cushion if profits drop or rates rise
💡Example: If a business has $12M EBIT and $3M of annual interest expense, its interest coverage ratio is 4.0x
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5. Song Of The Day 🎧
🎧Song: “Lose Control” by Teddy Swims
Genre: Pop
Why it hits: Massive hook and raw vocals—one of those tracks that makes you feel locked-in and emotional at the same time
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3. Personal Finance Tips - 1 tip a day to help with your personal finance needs
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The Starting 5 Team
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